Whether you’re a freelance digital nomad or a savvy marketer, millions of people are making money online. However, there are a lot of get-rich-quick scams out there, and some of them can even cost you money.

Instead, try focusing on finding ways to make money that use the talents and skills you already have. There are lots of different online side gigs that you can do, from writing to graphic design. Just be sure to find something that’s a good fit for you and your skill set, as it will be easier for you to stick with it.

Another great way to earn extra cash is by selling physical or virtual goods online. For example, if you have a talent for woodworking or embroidery, consider starting an Etsy shop where you can sell your creations to other people. Another option is to become an affiliate marketer, which is where you promote products on behalf of someone else for a commission when they buy the product. There are many affiliate marketing programs out there, so be sure to research them before you sign up.

If you’re interested in investing, you can also try making money online by trading stocks and other assets. However, be careful when you do this, as it can be risky if you’re not familiar with how the stock market works. And always diversify your investments, so that you’re not putting all of your eggs in one basket.

Another savvy way to make money is by “bank hopping.” This involves opening accounts at multiple banks and earning large bonuses by meeting certain requirements, such as depositing a minimum amount or keeping your funds in the bank for a short period of time. It can be a great way to earn some extra cash, especially for those who don’t have a lot of money in their checking or savings account.

You can also make money by selling your fashion items online. Sites like Poshmark, Refashioner, and The RealReal are all popular marketplaces where you can sell your clothes for cash. And don’t forget about second-hand apps like Depop and Vinted. Plus, if you’ve got a good story, you can sometimes make a lot of money by pitching it to a newspaper or viral social media brand. For example, one Save the Student team member wrote about a pigeon smashing through her window at university and ended up getting a nice PS50 payout.

Finally, you can also make money online by reviewing unsigned music and artists for cash through Slicethepie or similar sites. This is a great way to make some extra money on the side, and it’s a great option for those who love music or art. Just be sure to only review products that you really have a passion for and would recommend to others. Otherwise, you could end up ruining the reputation of these small, independent artists.